Credit Loan offers small loans for bad credit from $250 to $5,000

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January 28, 2022

Credit Loan offers small loans for bad credit from $250 to $5,000

Lenders connected to this platform check clients credit history and do their best to provide the customers with the most suitable offerpared with credit cards, these loans can be used to improve the credit history, and they are a better option for large urgent purchases.


Customers with higher credit scores may be provided with the best terms, but anyway, people with bad credit scores can also be provided with a loan. The applicant has to meet a few requirements to qualify for a bad credit personal loan.

The customers who are New York or Connecticut residents cannot apply for a loan on CreditLoan. The applicants must be older than 18 years, have an active bank account in their name, should not have an active bankruptcy case, must have a regular income.

The online application can be easily found on Credit Loans website, and it requires some general personal information about the applicant. Once the clients submit the request, after a few minutes, they will receive an email confirmation.

The website has a TRUSTe® seal reward for having rigorous privacy standards. It is an independent online organization that cares about the websites privacy policy. The customers can feel free to share the information the online application requires.

This website has 55% five-star rating reviews from the time of publication. The clients should understand that CreditLoan is not a lender by itself, and it does not guarantee 100% loan approval.

How to request a loan on CreditLoan?

As we said, the online application is available on CreditLoans website. The minimum amount of loan the customers can request is $250, and the maximum can not be over $5,000. Before applying, make sure that you are not a New York or Connecticut resident because the network does not accept loan requests for those residents.

The first page of the application includes information about the state, then personal information like name, zip code, and email address. The clients should enter the amount they want to borrow and enter their phone number to receive texts from CreditLoan.

The application also requires details about the monthly income, bank account, credit health, living address, and date of birth. Once the request is submitted, the client will receive an email from CreditLoan with the request results. If the client gets approval, he can choose if he wants to accept any offer.

None of the clients is under obligation to accept the offered loans. If the customers think that the interest rates are too high and may worsen their finances, they may decline the offer and search for a better one. Once the client decides to accept an offer, he should sign it with an e-signature which means he agrees with the lenders terms and conditions.


  • Oldest finance-providing website
  • Served more than 750K customers
  • Best website for clients with bad credit scores
  • Safe and secure website
  • Trusted by the customers
  • High reputation
  • Free and fast service


  • Not available for New York and Connecticut residents
  • Maximum loan amount of $5,000

Customer experience

The customers recommend this website for all those people who need a small loan. The website provides its customers with free, fast, and safe funds in less than a business day. The customers also like the lenders communication and information about credit repairing and credit report improvement.

Elizabeth is one of the satisfied customers who left five-star feedback. She said that the website connected her with a reliable lender. The lender approved a loan even with having a poor credit score and did not provide any collateral. The lenders company was one of the most trusted and well-known.

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